When couples get married they tend to mix everything together, to combine if you will their lives into one. From homes to money, they put everything together with the motto "What's mine if your and yours is mine.". Sometimes that's not a very good motto to go by to be honest and here's why..
Let's say in the beginning your married and life is wonderful... then it happens and divorce is on the menu for the very near future. That sucks, I know, but are you prepared for that? Do you have the money to move forward after a divorce? Mind you I don't wish divorce on anyone, but that is a part of life is it not?
1. Keep your credit score as your own, it's yours and no one else's.
If you have a great score then that will be instrumental in helping you start over if need be.
2. Keep a separate bank account for YOUR money.
You never know when you might need money to fall back on, maybe there's something or you want to go somewhere.
Not only will you have the available funds at your disposal, but you will be able to go!
It's ok to have a joint account for bills and such, but make sure you have your own account for your own personal use.
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